If you need to challenge a disability claim denial in Clearwater or if your long term disability was denied for the wrong reasons, it is strongly recommended that you get in contact with an experienced personal injury lawyer near Clearwater right away.
Hiring a Disability Benefits Lawyer in Clearwater, AB To Represent You
Most employees working in Clearwater, Alberta, get short and long-term packages provided by their employer’s benefits package. The purpose is to provide a certain level of financial security to the employees if they meet with accident and injury that prevents them from working.
While the picture appears rosy, the reality is often quite different. Insurance companies do not pay the full compensation amounts for every claim. This disability claim denial by insurance companies leads to untold hardship for the employees. For insurance companies, it is just a business of numbers, and it is challenging to get the maximum claim settlement if you are following up with them in an individual capacity.
To address this issue, you will need the experience of a competent and trusted disability benefits lawyer in Clearwater, Alberta, to represent your case.
As reputed disability lawyers in Clearwater, Alberta, we understand the need to meet several criteria for a fair and deserving disability claim settlement. The points of assessment are dependent on the clauses in your employer’s group insurance policy. In the majority of the cases, there are two definitions of disability.
The first is the capability of an individual to perform the defined job responsibilities as was before the sickness or injury. The second is whether the employee can prove that he/she is incapable of doing any work related to the previous job responsibilities after the injury.
While evaluating disability claim denial, we also take into account the age, education, and work experience of the claimant. It helps when insurance companies typically cut off the recipient in spite of certificates from medical staff stating that the claimant has still not recovered. This is where disability denial attorneys can aid the claimant to defend the claim to get the deserved compensation.
Insurance disability claim denial has long term ramifications, both for the injured and the family. The trauma of injury is often so serious that it can lead to physical challenges throughout the lifetime. Further, there is the mental suffering and pain that the injured and the loved ones have to go through. Being a trusted disability benefits lawyer in Clearwater, AB, we know the typical reasons offered by insurance companies for long term disability denied.
However, when you contact us to see your claim through, our mission is to fight for you so that you get the compensation you deserve. We follow a foolproof and systematic process to ensure that there are no loopholes in our case when we negotiate with the insurance companies.
First, we review your insurance coverage, medical reports, and all communication and correspondence with the insurance company to establish the long term disability denied. We take on board, many professional services like medical experts and functional therapy professionals to prove your entitlement and prevent disability claim denial.
For years now, we have built up a reputation as disability benefits lawyer for all types of insurance coverage, from private and group plans to mortgage insurance plans as well as critical illness, long-term care, and life insurance claims. We have also filed disability claims on behalf of many individuals in Clearwater for several disabling conditions and injuries. These include but are not limited to chronic pain and fatigue, autoimmune disorders, neurological conditions, vertigo, dizziness, anxiety, depression, and mental illness, orthopedic injuries and conditions of the neck, back, hips, and knees.
Do Not Hesitate To Contact Us If You Have Suffered a Personal Injury in Clearwater
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Grounds for Your Long Term Disability Denied in Clearwater, Alberta, by Insurance Companies
It’s never a fair fight when you take on insurance companies in case of disability claim denial because of their deep pockets and the clout of size. You need the services of experienced disability benefits lawyer in Clearwater, Alberta, who has a deep understanding of how the system works and how to get the maximum from your disability claim.
There are several ways that insurance companies resort to the long term disability denied routine.
The most common is claiming that you are not disabled and fit to return to your work even when you are not – without believing your doctor. The next is accusing you of not following your doctor’s orders or not doing enough treatments. They will send you to their doctor to prepare grounds for disability claim denial. They also impose unfair or unreasonable deadlines to fill forms or see a specialist and then give incomplete or unclear reasons for disability claim denial. We have also seen insurance companies demanding that you return to work even when your doctor recommends against it. If you don’t do so, they outrightly reject your claim.
Does all this sound familiar? To us, disability denial lawyers in Clearwater, Alberta, it does. However, we know how to handle such cases. We can help you prove to the insurance company that you are disabled and have the right to adequate and fair compensation to get your life back on the rails. Even though the system is complicated and overwhelming, we will take care of all the legalities and paperwork, appeals, and adjudications. At the same time, you focus on recovering your health and being with family.
At our disability denial law firm in Clearwater, many province-wise clients come to us after disability claim denial by insurance companies or by the Canada Pension Plan. The onus is on you to prove that you are disabled.
Insurance companies, by law, are not required to investigate whether you can work or not. Often, they try and advise the claimant of what is needed to prove disability but typically end up doing a poor job of it. It is the reason why, even if you show your doctor’s report and recommendation, they sometimes refuse to accept it. As the problem stands, to them, even if you are disabled, the evidence submitted by you might not be good enough for full claim settlement.
As your disability benefits lawyer in Clearwater, we negotiate with the insurance companies to have a re-look at your claim. To get around the possibility of long term disability denied, we focus on proving not that you are disabled but on showing that you cannot work. Further, our disability denial lawyers in Clearwater have the experience to explain your functional limitations and how they stop you from carrying out your usual job responsibilities.
Consulting with Disability Denial Attorneys in Clearwater, Alberta
Disability claim submission is often time-sensitive, and hence you cannot afford to wait for long. Contact disability denial attorneys at the earliest to start the claim settlement process. We will take care of all aspects while you focus on the road to recovery.
Most importantly, we do not charge for the initial consultation, and neither do we for reviewing your claim. We work on a contingency model and take care of all expenses, including going to trial and our fees. You pay us only after you get paid.
Clearwater Personal Injury Lawyers